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  • Bailey Porras

Should Medical Cannabis Be Covered By Insurance Providers?

Cannabis as an alternative medicine is growing in popularity every day across the United States. Although many people would like to implement their medical marijuana treatment plan full-time, it isn’t always possible.

Marijuana can be a costly medicine, although it’s usually much cheaper compared to the alternative: opioid prescription drug plans. Without insurance coverage, it can be difficult for people to continue purchasing marijuana for medicinal purposes.

This is especially the case for people who have painful symptoms or those who require high doses of cannabis to effectively treat their conditions and symptoms.

Why Isn’t Marijuana Covered?

Although 38 states have already decriminalized cannabis for medicinal purposes, the federal government still holds that marijuana has no medicinal value whatsoever. Interesting.

Since marijuana is still classified as a schedule I drug, similar to heroin, cocaine, LSD, and ecstasy, insurance cannot cover it as a medication. As long as the government and DEA refuse to acknowledge the countless benefits of marijuana, insurance companies will not offer any kind of coverage for it.

Physicians cannot “prescribe'' marijuana to a patient either, since it is still federally illegal. Instead, they have to make medical recommendations in order for patients to add cannabis to their treatment plan.

Limited Research

Although cannabis has been utilized in many different ways for hundreds of years, there is still not much research on its medicinal benefits on the record.

The DEA will need to approve of cannabis for medicinal use in order for it to be covered by insurance carriers, and that requires a great deal of clinical research. The DEA usually likes to see information and research on possible side effects, adverse reactions, general effects, and more.

It is challenging to conduct research studies on cannabis since there are legal barriers or implications to consider.

Even if the DEA approves marijuana as medicine, there is no guarantee that insurance companies will add it to plans as a covered benefit. We just have to continue to hope for the best.

Marijuana Judgement & Bias

The amount of people who have sworn by the benefits of cannabis is innumerable. Marijuana users are generally pretty happy with their medicine, and they are more than willing to scream it from the rooftops.

In some chronic pain situations, cannabis can help give a person their life back. For the elderly, being unable to do certain things with friends, kids, and grandchildren due to mobility issues can really take the enjoyment out of life. Cannabis can bring back that activism in your life and help you get back to where you need to be.

Cannabis can help someone who is stressed out or anxious and cannot bring themselves to eat a solid meal. Or for the person who cannot fall or stay asleep, marijuana has you covered!

There is no way of discrediting cannabis users’ experiences and the positive effects from the increasingly popular drug. However, for some reason, the health industry still refuses to acknowledge the many life-changing advantages that marijuana offers.

Most giant medical corporations are biased and refuse to accept that cannabis has any perks at all, because how would they make money if marijuana were to replace their precious highly-addictive opiates?

Marijuana has had stigma attached to it for decades, most of which exists due to misconceptions about people who smoke cannabis. Although the level of social stigma associated with marijuana has definitely diminished over time, it is still there.

Insurance Carriers Cover Some Cannabinoid-Based Medicines

There are only a few cannabinoid-based medications that the FDA has approved and are available for prescription-use only.

Epidiolex is the only prescription CBD medication that is prescribed to individuals with seizure disorders such as epilepsy.

Medical Marijuana in Missouri

Although insurance may not cover it yet, Missourians are lucky to have such a flexible marijuana program. When you get your medical marijuana card, you can purchase cannabis in almost any form and enjoy the benefits depending on qualifications!

If you are interested in CBD or marijuana, we recommend speaking with a doctor first. We would be happy to help with that!

If you’re ready to experience the healing benefits that medical marijuana provides, relief isn’t far away. Our medical professionals are ready to take you through a quick evaluation to see if you qualify.

Schedule an appointment with a marijuana doctor, or give us a call at (877) 303-3117 to talk to a patient support representative.


Doctors Who Care.

Relief You Can Trust.

At Missouri Marijuana Card, our mission is helping everyone achieve wellness safely and conveniently through increased access to medical marijuana. Our focus on education, inclusion, and acceptance will reduce the stigma for our patients by providing equal access to timely information and compassionate care.

Call us at (877) 303-3117, or simply book a medical marijuana evaluation to start getting relief you can trust today!

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